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Home. Personal. Borrow. Mortgages. Mortgage Types. Traditional Mortgage.

1. Adjustable-Rate Mortgage
   
   Adjustable-rate mortgages1 (ARMs)
   
   - Start with fixed rate of interest (significance month-to-month principal and interest payments won’t alter) for 5, 7 or 10 years.
2. Then, yearly rate of interest changes will occur following preliminary fixed period.
3. Jumbo ARMs are also available2.
4. Annual changes following initial fixed period.
5. Rate of interest and regular monthly payment might change
   
   Ideas & Tips
   
   Five financing do’s & do n’ts for property buyers.
   
   Buying a home is pricey, and the procedure can be both frustrating and intricate, particularly when it comes to financing. These five pointers can help you build a solid info structure for your homebuying experience.
   
   Should you think about an ARM for your next mortgage?
   
   ARMs provide an alternative to conventional fixed-rate mortgages. Here’s a brief explanation of how ARMs work and how to choose if and when they may be the right home funding solution for you.
   
   Mortgage made easy.
   
   Our objective is to make the mortgage loan process straightforward and simple to browse. Whether you meet a mortgage banker in person, through chat or over the phone, we’re here to assist every step of the way.
   
   Contact a Banker
   
   Disclosures:
   
   Commerce Bank NMLS # 411948
   
   1. Commerce Bank Mortgage supports the markets and neighborhoods within our geographic areas and reserves the right to limit the geographic location in which loans will be made. Commerce does not provide in Maryland.
6. Minimum loan quantity of $766,550 (single family home). In the majority of counties in the Denver urbane location, minimum loan quantity is $856,750.
   
   To send an email which contains secret information, please check out the Secure Message Center where there are extra directions about whether to use Secure Email or Online Banking messaging.
   
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